Jade Cummings

Jade advises individuals, families, business owners, executors, trustees, and attorneys across a range of matters including wealth preservation, succession planning, and estate administration.
Her practice encompasses wills, Inheritance Tax planning, trust creation and administration, lifetime gifting strategies, Lasting Powers of Attorney, and the administration of estates.

Supporting clients to plan for the future, Jade assists with structuring affairs to protects assets, provide for loved ones, and facilitate the efficient transfer of wealth between generations; advises donors and attorneys on implementing and managing Lasting Powers of Attorney; and advises on the establishment, administration and restructuring of trusts, alongside supporting trustees with their ongoing duties and responsibilities.

She also guides executors and families through the legal, financial, and practical issues that arise when administering an estate, including advising on more complex estates involving trusts, business interests, agricultural assets, property portfolios, Inheritance Tax reporting obligations, and post-death tax planning opportunities.

Examples of Jade’s work include:

• Administering complex estates involving agricultural property, business interests, trust structures and detailed Inheritance Tax reporting, including claims for Agricultural Property Relief and Business Property Relief.
• Advising trustees on the ongoing management, administration and strategic restructuring of will trusts and lifetime trusts.
• Implementing post-death planning opportunities, including Deeds of Variation, trust appointments, and other estate restructuring arrangements designed to achieve tax efficiencies and meet changing family circumstances.
• Advising individuals and families on lifetime gifting and succession planning strategies to facilitate the efficient transfer of wealth between generations, while mitigating Inheritance Tax exposure and preserving family assets.
• Preparing bespoke wills incorporating trust and succession planning provisions, together with tailored Letters of Wishes, and working closely with accountants, independent financial advisers and pension advisers to deliver a coordinated planning strategy.
• Advising on succession planning arrangements that balance tax efficiency, asset protection, and the practical needs of both the business and the next generation.
• Dealing with reseal matters where a foreign Grant needs to be resealed to deal with UK assets, or a separate UK grant is needed for UK assets.